Being smart about money is more important now—when you're young—than when you're older. Why? Smart habits learned now will stay with you, but more important ...
Balance transfers are tricky! They can be a powerful tool to save money on interest payments, sure. But if mismanaged or neglected, they can be very costly and hurt your credit.
If you're considering a credit card balance transfer to tackle high-interest debt, stop and think first. While this financial tool can help, it's not a magic bullet.
Credit cards with cash back rewards sound enticing and a good opportunity to make some money back. But are they? Not necessarily... Check out this video.